Many people come to us with money they’ve worked hard to save, but without a clear understanding of how to optimize it or plan for it long term. In this short studio clip, David Lundberg explains who this work is designed for: individuals and couples who want more clarity around retirement, investing, and how to use what they’ve built in a way that supports both lifestyle and peace of mind. This approach is especially helpful for people who: • Are in their 40s or 50s and thinking seriously about retirement • Feel unsure how to structure savings and investments long term • Want to explore whether retiring earlier could be possible • Want more flexibility for travel, experiences, and time freedom • Are looking for clarity beyond what large banks and firms provide Rather than relying on vague projections or generic advice, the focus here is on education, thoughtful planning, and understanding the different ways people can structure growth, protection, and income. The goal is not perfection; it’s confidence, clarity, and informed decision-making. This video is intended to help you decide whether this philosophy and approach align with how you want to think about your future.