Holistic Wealth & Life Alignment Services

We are Fiduciary Financial Planners & Tax Strategist who see the whole picture. We use various strategies and tactics for: protection, growth, tax optimization, lifestyle well-being, internal wellness and more. We have a partnership of tax professionals like CPAs and EAs, as well as Trust and Estate Attorney professionals too. Our role is to guide you with clarity, wisdom, and authenticity so you can retire earlier, wealthier, and happier. Watch Our Video Below: Our Approach to Wealth & Life Alignment.

Comprehensive Wealth & Life Alignment Services

At Awaken Financial Designs, we are holistic fiduciaries. We are not limited to one product, one company, or one way of thinking like many are. We bring together investment management, tax-smart planning, protections, and life alignment practices. We collaborate and partner with several professionals to provide you a team of experts. This breadth of expertise ensures your financial life is protected, growing, and aligned with your purpose.

    • Flat-fee fiduciary model with complete transparency. We offer various fixed rate pricing options without a asset under management (AUM) minimum.

    • Tailored retirement income strategies to balance lifestyle, taxes, and protections

    • Social Security timing analysis to maximize household benefits

    • Required Minimum Distribution (RMD) planning to reduce future tax burdens

    • Estate planning collaboration with attorneys: wills, trusts, and legacy design

    • Business owner planning: succession, tax efficiency, and retirement solutions

    • Ongoing financial “alignment reviews” to adapt as your life evolves

    • Custom portfolios managed with leading institutional portfolio experts from leading strategy companies; via our RIA platform partners

    • Access to: Stocks, ETFs, Mutual Funds, Bonds, Alternative Investments, Crypto, and more.

    • Diversification strategies to protect against volatility while pursuing growth

    • Dollar-cost averaging and rebalancing for disciplined long-term investing

    • Risk tolerance assessments tied to your financial and emotional comfort

    • Integration of tax-efficient investment vehicles to minimize drag on returns

    • Education-first: we ensure you understand how your money is working for you

    • Roth IRA contributions and conversion analysis (including multi-year conversion plans). Review tax impacts while alive and on legacy inheritance too.

    • Traditional IRA to Roth IRA “tax bracket management” pros and cons

    • Tax-efficient withdrawal strategies across 401(k), IRA, Roth, brokerage accounts

    • Tax-loss harvesting in non-qualified brokerage accounts

    • Capital gains planning: short-term vs. long-term strategies

    • Layered retirement income planning to leverage the standard deduction, credits, and exclusions

    • Charitable giving strategies: Donor-Advised Funds, Qualified Charitable Distributions (QCDs)

    • Social Security and Medicare tax optimization

    • Proactive planning for high-income earners to reduce lifetime tax liability

    • Annual tax projections in collaboration with CPAs and EAs

    • Fixed Index Annuities (FIAs) IRA, Roth IRA, NQ, for various growth potential + downside protection. Plus, Guaranteed Principal Protections

    • Multi-Year Guaranteed Annuities (MYGAs) for predictable, safe returns. Compare to CDs, Money Markets, and Treasuries

    • Term Life Insurance for income replacement and essential protection

    • Whole Life Insurance for legacy, tax-advantaged liquidity, and guarantees

    • Long-Term Care riders and hybrid solutions for healthcare planning

    • Portfolio stress testing to ensure your retirement income is sustainable

    • Survivor benefit and spousal income protection planning

    • Mindfulness and Wellness practices integrated into financial planning sessions

    • Breathwork and Meditation tools for stress reduction , clarity, and mental enhancement.

    • Individual and Couples workshops and retreats to strengthen financial communication

    • Empowering women and families through wellness-centered planning

    • Guidance rooted in Love, Integrity, Communication, and Authenticity

    • Veteran- and Women-Owned leadership bringing unique perspectives

    • A holistic “Wealth + Wellness” framework you won’t find at traditional firms

Start Your Alignment Today Schedule Here

“We don’t just manage money; we align wealth with your life, your values, and your peace of mind.”

Are you ready to embark on your journey to Retire Earlier Wealthier and Happier?