Most Couples Have Done Everything Right, but Something Still Feels Unclear.
A one time comprehensive financial, tax, and life plan designed for married couples who want clarity on when they can retire and what life actually looks like when they do.
Key Outcomes
• Understand when you can realistically retire and not just hope
• See your after tax net income clearly across multiple stages of life
• Align as a couple around your future, not just your finances
• Move from uncertainty into a grounded, intentional plan
Flat Fee Fiduciary | No AUM fees | No minimums | No ongoing commitment required/ Veteran & Woman Owned
Designed for married couples, but individuals navigating retirement planning on their own are welcome as well.
A Different Way to Understand What’s Possible
Some people prefer to read. Others prefer to see how things actually come together. Below, you’ll find a few short videos on:
• A real example of a couple in their 40s navigating income, RSUs, and early retirement decisions
• A real example of a couple nearing 60 working through timing, taxes, Roth IRA conversion choices, and next steps • A guided breathwork and clarity experience we use with clients before important decisions
Just explore what resonates with you.
Most Couples Are Not Behind, They Are Unclear.
You may have done many things right. You have saved, invested, and made thoughtful decisions over time. Yet, there is still a quiet question underneath it all: When can we actually stop? Not someday, not when the number feels big enough, but when with clarity.
For many couples, the challenge is not a lack of resources. It is a lack of integration: different accounts, different strategies, and different assumptions. No clear understanding of how everything works together. Most advisors only solve one piece of the puzzle.
We are here to help bring all of it together.
This Is Not Another Financial Plan.
This is a one time comprehensive financial, tax, and life plan designed specifically for married couples. This is not a product, not an investment, and not an ongoing commitment.
This is about awareness and clarity. Clarity on how your income, taxes, accounts, and decisions all fit together; so you can move forward with confidence. This clarity, for most couples, changes everything.
What You Will Walk Away With
Deliverables
• A clear understanding of when you can retire at multiple ages
• A breakdown of your after-tax income across your lifetime
• A coordinated strategy across all major account types
• Insight into tax opportunities most couples overlook
• Guidance on Social Security timing and long term income
• Planning for RSUs, bonuses, or variable income where applicable
• A breathwork and mindset practice to help you approach decisions from a calm, aligned state
• A comprehensive written plan you can return to at any time
This is something you keep. Something you act on. Something that brings clarity not just information.
A Different Kind of Financial Planning Experience
Built by a Married Couple for Couples
We have been married for over 20 years. We have built a life, a family, and a business together. We understand the conversations behind the numbers.
Flat-Fee Fiduciary Model
No AUM (assets under management) fees. No minimums. Just objective planning aligned with what is right for you.
Wellness + Financial Clarity
Most financial planning begins with just numbers. We believe it begins with presence because the best decisions are not made under stress. The best decisions are made when both of you are grounded, aligned, and clear.
Personal, Intentional Experience
We work with a limited number of couples so every plan receives the depth and attention it deserves.
Marine Veteran and Woman Owned
We bring discipline, integrity, and a mission-driven approach to every client relationship.
Most Financial Conversations Start in the Wrong Place
They start with numbers only. We believe they should start here. This is a short guided breathwork experience we share with couples before financial conversations, so decisions are made from clarity, not pressure.
Is This the Right Next Step for You?
This Is For You If
• You are a married couple thinking about retiring before 60
• You want clarity and not guesswork
• You are ready to make intentional financial decisions
• You value thoughtful, comprehensive planning
• You want a plan built around your life and not a template
This Is Not For You If
• You are looking for free or generic advice only
• You are not ready to take action
• You are focused only on investments without broader planning
Married couples are our primary focus. Individuals seeking this level of clarity are also welcome.
A One Time Investment in Clarity
Our one-time comprehensive plan typically ranges from $3,000 to $5,000, depending on the complexity of your situation. The exact fee is always clearly outlined before any engagement begins.
There are:
• No AUM fees
• No ongoing commitment
• No long term obligation
This is a one-time engagement and not the beginning of an obligation.
For many couples, this becomes one of the most valuable decisions they make in their planning.
Awaken Financial Designs serves couples and individuals in North Carolina, Arizona, and virtually nationwide where appropriate.
David and Ashley Lundberg are the founders and the guides you will actually work with. Not a sales team and not a handoff.
A direct, personal relationship.
David Lundberg, MBA, MSCJ, Marine Veteran
Ashley Lundberg, MSBL, Financial Educator and Wellness Guide
Yoga Teacher, Pranayama Breathwork, and Meditation Certified
Start With Clarity
If you are sitting together and realizing you have not fully had this conversation yet, then this is where it begins.
If you feel ready to move from uncertainty into a clear and intentional plan, you can apply below. We will ask a few short questions to ensure this is a good fit, and if it is, you can schedule a conversation directly.
A Quiet Reflection Before You Decide
If nothing changed over the next 5 to 10 years and life simply continued as it is today… Would that path actually lead you to the life you’ve been telling yourselves you want or would it quietly lead somewhere else?
If you’re honest, is it really about needing only more money? Is it about finally creating the space to see clearly what’s working, what isn’t, and what you truly want this next chapter of life to become?
Most people don’t fall short financially, they drift. The drift is subtle and it doesn’t feel like a mistake.
It feels like “things are fine”… until one day, time has passed.
So the real question becomes:
Are you actively designing your future or slowly inheriting a version of life you never consciously chose?
