Most retirement plans are built by software. We believe planning should begin with the human first. This article explores why clarity, life vision, and human-centered planning create a richer, happier retirement than spreadsheets alone.

Most people try to plan retirement from a stressed mind and tense body. This guide explores how mediation, breathwork, and nervous system awareness create clearer money decisions and a happier, more aligned path to retirement.

A clear, spiritually wealth aligned summary that appears on your blog feed and social previews.

Most families work years longer than necessary because taxes, account types, and early-withdrawal rules are misunderstood. This guide reveals how federal tax brackets, long-term capital gains thresholds, and the right accounts can open the path to retiring earlier; with more clarity, less stress, and deeper peace.

A conscious, tax-smart approach to financial planning for modern families in NC, AZ, and virtually. Discover how spiritual alignment, early-retirement strategy, and flat-fee fiduciary guidance help you retire earlier, wealthier, and happier. With clarity, conscious alignment and peace. 11/19/2025 David Lundberg MBA MSCJ Financial Planner and Founder